{"id":263,"date":"2021-11-18T13:23:00","date_gmt":"2021-11-18T13:23:00","guid":{"rendered":"https:\/\/www.kernersvilledentist.com\/blog\/?p=263"},"modified":"2021-12-22T13:23:22","modified_gmt":"2021-12-22T13:23:22","slug":"you-asked-we-answered-is-dental-insurance-worth-paying-for","status":"publish","type":"post","link":"https:\/\/www.kernersvilledentist.com\/blog\/index.php\/2021\/11\/18\/you-asked-we-answered-is-dental-insurance-worth-paying-for\/","title":{"rendered":"You Asked, We Answered: Is Dental Insurance Worth Paying For?"},"content":{"rendered":"\n<div class=\"wp-block-image\"><figure class=\"alignleft size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.kernersvilledentist.com\/blog\/wp-content\/uploads\/2021\/12\/Picture1-1024x682.jpg\" alt=\"Closeup of man smiling in dentist's treatment chair\" class=\"wp-image-264\" width=\"292\" height=\"194\" srcset=\"https:\/\/www.kernersvilledentist.com\/blog\/wp-content\/uploads\/2021\/12\/Picture1-1024x682.jpg 1024w, https:\/\/www.kernersvilledentist.com\/blog\/wp-content\/uploads\/2021\/12\/Picture1-300x200.jpg 300w, https:\/\/www.kernersvilledentist.com\/blog\/wp-content\/uploads\/2021\/12\/Picture1-768x512.jpg 768w, https:\/\/www.kernersvilledentist.com\/blog\/wp-content\/uploads\/2021\/12\/Picture1.jpg 1430w\" sizes=\"auto, (max-width: 292px) 100vw, 292px\" \/><\/figure><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Are you considering getting dental insurance? Whether it\u2019s through an individual plan or your employer, you might be wondering if paying a premium every month actually makes sense for your wallet. The answer? Absolutely! Here are a few ways having a dental plan benefits your smile and your bank account.<\/p>\n\n\n\n<!--more-->\n\n\n\n<h2 class=\"wp-block-heading\">Reason #1: Essential Preventive Care Is Covered<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">While your benefits will depend entirely on your plan, most insured patients can enjoy 100% coverage on essential preventive care. That\u2019s because dental insurance providers place an emphasis on checkups, cleanings, and X-rays, all of which can help prevent the need for more costly treatments, like a tooth extraction, down the line. Since these appointments can range from $250-$300 per appointment, it\u2019s easy to see how having a plan can lower your out-of-pocket expenses twice a year.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Reason #2: Enjoy Significant Discounts on Restorative Dentistry<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Another perk of dental insurance is that you can save significantly on restorative dentistry. In fact, many providers offer a 100-80-50 structure, which means that 50% of major restorative services and 80% of minor ones are covered by your provider. In short, when you\u2019re insured, you won\u2019t have to worry about your bank account taking a massive hit to restore your smile \u2013 your dental insurance will lower your out-of-pocket expenses substantially.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Reason #3: It May Save You Money on Cosmetic Care<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Do you want a bright, beautiful smile? Who doesn\u2019t? While cosmetic dentistry is one of the most effective ways to achieve your smile goals, it\u2019s important not to write off preventive care. After all, each routine cleaning ends with a polish that removes stubborn surface stains. Since this teeth-whitening addition is included in your six-month appointments, your dental insurance helps maintain the look and function of your smile.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Reason #4: Improve Your Oral Health, Improve Your Overall Well-Being<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">It\u2019s no secret that your oral health and overall well-being are closely linked. In fact, recent research found that patients with gum disease were more likely to experience a cardiovascular event, like a stroke. That\u2019s because the harmful bacteria associated with dental problems like gingivitis can travel to your vital organs via your bloodstream. In short, maintaining and restoring your oral health with the help of your dental insurance benefits can benefit your overall health too.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">When weighing the pros and cons of having dental insurance, be sure to keep the above information in mind. After all, while the monthly premium may add to your monthly expenses, it can significantly reduce your yearly ones!<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">About the Author<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">With dentists for parents, <a href=\"https:\/\/www.kernersvilledentist.com\/meet-dr-zack-walker.html\">Dr. Zack Walker<\/a> saw from a young age the positive impact quality dentistry can have on a person\u2019s smile and overall quality of life. This inspired him to pursue his dental doctorate from the University of North Carolina School of Dentistry, where he graduated with honors. Now, he loves spending his days helping patients enjoy top-tier dental care that benefits their smiles and general health! So, if you have a question about your dental insurance benefits or would like to schedule an appointment, don\u2019t hesitate to visit our <a href=\"https:\/\/www.kernersvilledentist.com\/request-an-appointment.html\">website<\/a> or call <strong>336-993-3727<\/strong>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Are you considering getting dental insurance? Whether it\u2019s through an individual plan or your employer, you might be wondering if paying a premium every month actually makes sense for your wallet. The answer? Absolutely! Here are a few ways having a dental plan benefits your smile and your bank account.<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-263","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Is Dental Insurance Worth Paying For? l Zach Walker, DDS<\/title>\n<meta name=\"description\" content=\"Are you considering getting a dental plan? If so, you may be wondering if getting dental insurance is worth it. 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